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Charting the Future – Fintech Evolution and Regulatory Imperative in India

February 11, 2024

The emergence of FinTech in India, accelerated by the COVID-19 pandemic, has revolutionized financial services. With over 2000 FinTech companies and a market projected to exceed $150 billion by 2025, the landscape is rapidly evolving. However, the absence of uniform regulations poses challenges, particularly in consumer data protection. Additionally, infrastructural limitations and low financial literacy rates among Indians hinder widespread adoption. The future of FinTech in India hinges...

Madras High Court on Child Porn: Reformation or Circumvention?

February 3, 2024

The Madras High Court's recent decision to quash criminal proceedings against a person for downloading child pornography, opting for a reformative approach, raises concerns about potential circumvention of legal consequences. While emphasizing the need for counseling to address porn addiction, the court overlooked statutory provisions, including Section 67B of the Information Technology Act explicitly criminalizing the downloading of child pornography. Balancing reformation and punishment is crucial, given the...

Cybersecurity Risks Associated With Deepfakes: A Comparative Jurisprudential Analysis Between Indian Legislations and US Draft Legislations.

January 22, 2024

In the era of AI-driven deepfakes, India faces cybersecurity challenges. While lacking specific laws, a comparative analysis with US legislation reveals opportunities for reform. US bills like the Malicious Deep Fake Prohibition Act and Deep Fakes Accountability Act offer targeted measures, emphasizing the need for defining offenses, incorporating watermarks, and establishing task forces. India's existing legal framework, notably the Information Technology Act and Digital Personal Data Protection Act,...

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